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Consumer
Credit Counseling Service Can Help if...
- You are planning a major purchase such as a home
or vehicle.
- You are borrowing money to pay off old debts.
- Your income has recently been reduced.
- Your expenses have suddenly increased.
- You pay only the minimum payment on credit card
balances each month.
- You are gambling against time by paying bills
when you can instead of when due.
- You are considering filing
bankruptcy.
Confidential
Consultations

CCCS offers confidential
consultations, by a Certified Consumer Credit Counselor, to anyone.
Office hours are 8:00 to 5:00 Monday through Friday. Locally, call
267-7040, and out of area, call toll-free 1-800-248-7040.
Our certified professionals
are skilled listeners who know how to help people help themselves. For
example, to reach your goals, you might be asked to keep a spending
diary or if your debts are over whelming you may be offered our Debt
Management Program. Books, brochures and work sheets are also available
and you're always welcome to access additional materials in our resource
room.
Education
Education is an integral part of our services. We offer
classes on budgeting, wise use of credit and other associated topics, in schools, to community
groups, and employee groups.
Credit
Report Reviews
For a nominal fee, a
Certified Consumer Credit Counselor will help you understand the
information that is contained in your credit report.
Employer Services
Consumer Credit Counseling
Service offers seminars and credit counseling services through employers.
Garnishments and other payroll withholding requests, such as draws, can be costly and time intensive for
an employer. We can help employers and their
employees.
Annual Program Report
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