CREDIT REPORTS CAN, AND MANY DO, CONTAIN ERRORS, possibly misrepresenting your credit worthiness.

CCCS offers Credit Report Reviews on an appointment basis.  Just bring in a recent copy of your credit report and a Certified Consumer Credit Counselor will help you understand the information contained in the report.  CCCS has free consumer information materials from the Federal Trade Commission to help you deal with any issues concerning your credit report.  The cost for a 45-minute Credit Report Review appointment is $25.

You can get a FREE COPY OF YOUR CREDIT REPORT once per year from each of the three credit reporting agencies: Equifax, Experian and TransUnion. 

Don't be fooled by "free" credit report site scams that cost you money by signing you up for additional services...

To get your FREE reports from the Federal Trade Commission sanctioned site, go to www.annualcreditreport.com

To order by phone, call toll free 1-877-322-8228

To order by mail you must complete an Annual Credit Report Request Form (available from our office or on the above referenced web site) and mail it to: Annual Credit Report Request Service, P O Box 105281, Atlanta, GA 30348-5281