WEB RESOURCES

CREDIT | CREDIT REPORTS | CONSUMER ISSUES |LEGAL ASSISTANCE
PERSONAL FINANCE |HOUSING |TAXES |INVESTING |
FINANCING A COLLEGE EDUCATION | MISCELLANEOUS

RECOMMENDED READING

BUDGETING | PERSONAL FINANCE | INVESTMENTS | RETIREMENT | INSURANCE
TAXES | BUYING A HOME | CHILDREN & MONEY

RECOMMENDED WEB SITES

CREDIT

www.bankrate.com Bank Rate Monitor lists the best deals on credit cards nationwide.

www.cardtrak.com Another site that offers consumers shopping for credit information about rates and perks.

FREE CREDIT REPORTS

www.annualcreditreport.com  Under the Fair Credit Reporting Act you can now order your free credit reports from the three major credit reporting agencies once per year.  This is the one central website sanctioned by the Federal Trade Commission to order these reports, or you can call 1-877-322-8228.

CONSUMER ISSUES

To be removed from mailing lists that solicit credit card offers and other products and services write to: 
Direct Marketing Association, Mail Preference Solicitation, PO Box 9008, Farmingdale, NY.

www.ftc.gov  Consumer protection is the mission of the Federal Trade Commission. They also regulate the credit reporting industry as well as investigate complaints about mail order companies.

www.doj.state.or.us Oregon Department of Justice is where you want to report consumer financial fraud complaints about businesses, if you live in the State of Oregon.  You can also call the Consumer Hotline at (877) 877-9392; or, you have the option to write to:  Financial Fraud/Consumer Protection, 1162 Court Street NE, Salem, OR 97310.

www.consumer-action.org If you're looking for pricing surveys, press releases, consumer alerts, legislative and regulatory news, or just need a place to complain.

Consumer Information Center in Pueblo, CO offers information on hundreds of topics ranging from planning your estate to avoiding insurance scams.

www.consumerworld.com A public service site offering consumer resources, from product reviews to scam alerts and procedures for filing complaints.

www.nolo.com Nolo Press publishes self-help books including titles like Money Troubles: Legal Strategies for Coping with Your Debt, Stand Up to the IRS, and The Quick and Legal Will Book.

LEGAL ASSISTANCE

www.oregonlawcenter.org Information about civil legal problems, laws that affects low income people, forms or other legal resources.  Oregon Law Center provides free civil legal services to low income individuals.

PERSONAL FINANCE

www.quicken.com An online resource from the makers of Quicken home finance software.

American Bankers Association Find out the Blue Book value of your car, play a budgeting game, convert currency - all on this site.

HOUSING

www.HousingHelpNow.org Homeowner Crisis Resource Center

hotline: 866-557-2227 Losing the American Dream?  Take the first step to find help now. This site is a public service from the National Foundation for Credit Counseling.

US Department of Housing and Urban Development This site includes comprehensive information for renters, prospective homebuyers and the homeless.

www.quickenmortgage.com This site offer mortgage information; the site has worksheets that let you calculate how much you can afford to finance, and offers tips on navigating the mortgage maze.

 

TAXES

Internal Revenue Service (IRS). For help, call 800-829-1040; for forms, call 800-TAX-FORM. 
www.irs.treas.gov


www.1040.com

www.smbiz.com Small businesses can find tax information here.

INVESTING

www.investorguide.com A mega site covering "zillions" of personal finance and consumer topics.

www.wsj.com The Wall Street Journal

Three other popular personal finance magazines:


www.smartmoney.com


www.money.com


www.kiplinger.com

 

FINANCING A COLLEGE EDUCATION

www.ossc.state.or.us- The Oregon Student Assistance Commission (OSAC) is the state student financial aid agency for Oregon. Formerly named Oregon State Scholarship Commission (OSSC), OSAC administers a variety of State of Oregon, Federal, and privately-funded student financial aid programs for the benefit of Oregonians attending institutions of postsecondary education. 

The mission of the Oregon Student Assistance Commission is: To assist Oregon students and their families in attaining a post-secondary education and to enhance the value, integrity, and diversity of Oregon's college programs.

www.mapping-your-future.org Information on planning a career, selecting a school and paying for college.

MISCELLANEOUS

www.smallbizpartners.com Dates and locations of upcoming seminars, as well as general resources, for small business owners. 

 

RECOMMENDED READING

 BUDGETING

Making the Most of Your Money - by Jane Bryant Quinn.

How to Get Out of Debt, Stay Out of Debt, and Live Prosperously - by Jerrold Mundis Quinn.

Life or Debt - by Stacy Johnson

The Money Diet - by Ginger Applegarth

Your Money or Your Life - by Vicki Robin and Joe Dominguez

The Tightwad Gazette - by Amy Dacyczyn

1001 Ways to Cut Your Expenses - by Jonathan D. Pond 
 

PERSONAL FINANCE

Journey to Wealth & Wisdom - by Marilyn August

The 9 Steps to Financial Freedom - by Suze Orman

Straight Talk on Money - by Ken & Daria Dolan

Personal Finance for Dummies - by Eric Tyson

New Money Strategies for the 90's - by Terry Savage

 

INVESTMENTS

The Only Investment Guide You'll Ever Need - by Andrew Tobias

Investing for Dummies - by Eric Tyson

Bogle on Mutual Funds - by John C. Bogle

 

RETIREMENT

Kiplinger's 12 Steps to a Worry Free Retirement - by Daniel Kehrer

Social Security, Medicare and Pensions: The Sourcebook for Older Americans - by Joseph Matthews

How to Plan for a Secure Retirement - by Barry Dickman & Trudy Lieberman

 

INSURANCE

Family Insurance Handbook: The Complete Guide for the 1990's - by Les Abromowitz

Life Insurance: A Consumer's Handbook - by Joseph M. Belth

Winning the Insurance Game: The Complete Consumer's Guide to Saving Money - by Ralph Nader & Wesley J. Smith

 

TAXES

Taxes for Dummies - by Eric Tyson & David Silverman

It's Not What You Make-It's What You Keep - by Julian Block

J.K. Lassier's Year-Round Tax Strategies - by David DeJong & Ann Gray Jakabcin

Stand Up to the IRS - by Frederick W. Daily

 

BUYING A HOME

The Homebuyer's Survival Guide - by Kenneth W. Edwards

How to Buy a House in California - by Ralph Warner, Ira Serkes, and George Devine

Home Buying for Dummies - by Eric Tyson and Ray Brown

The 106 Common Mistakes Homebuyers Make (And How To Avoid Them) - by Gary W. Eldred

 

CHILDREN & MONEY

Kiplinger's Money Smart Kids (and Parents, Too) - by Janet Bodner

A Penny Saved - by Neale S. Godfrey & Carolina Edwards

Money Doesn't Grow on Trees - by Neale S. Godfrey & Carolina Edwards 

 

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