 If
Your Income and Expenses Just Don't Add Up, It's Time to Take Your
First Step Toward Real Help...
Counseling on budgeting and credit issues
Debt Management Program
Classes
Pre-Bankruptcy Counseling
Post-Bankruptcy Class
There are lots of
debt counseling agencies on the web,
Click here:
Why should I choose CCCS of Coos-Curry?
Seek confidential
credit and budget counseling from a Certified Consumer Credit Counselor:
If you are experiencing financial
stress and need someone to help you sort it all out.... Consumer Credit Counseling Service will assist you in
preparing a plan that suits your needs. CCCS serves anyone who needs
advice on how to handle money or get out of debt. There are no limits
on income or debt levels.
Get your debts paid off through a
structured Debt Management Program:
It's easy to get behind. One
or two changes in your life can create stress and conflicts that most
people are afraid to face. But remember, there is no shame in asking
for help, it is the first step toward getting back on track. You
may need help dealing with creditors to get cooperation for re-payment
after getting behind on your debts. Our
Debt Management Program provides
this help.
A Certified Consumer Credit Counselor will help you develop a
monthly budget and a plan of action to pay off debts and relieve
financial stress.
Call us,
e-mail us, or start by going directly to our
Online Counseling Application
to fill out and submit the information needed for your counseling
appointment.
If you do not want to submit
your information online, you can go to the First Step Information Worksheet
page fill it out, print it off and mail it in.
Seek self-help through classes
offered:
This site offers a
Budget Tips and Information page that may
help you get back on track. Check out the classes offered on the
Education page that can give you the
tools you need to manage your financial life and reach your goals.
Consumer Credit
Counseling Service of Coos-Curry has a consumer resource library
available to anyone who is looking for answers and help with consumer
credit issues. Visit our office at 375 South 4th Street, Suite
100, Coos Bay, OR. Call us at (541) 267-7040 or (800) 248-7040.
If Bankruptcy is your
only option:
The
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
mandates that consumers obtain a Certificate showing financial
counseling with an approved agency prior to their bankruptcy petition
being filed. Further, after their creditor hearing, the law requires
consumers to obtain a Certificate showing completion of a financial
education course from an approved agency before their debts will be
discharged. Consumer Credit Counseling Service of
Coos-Curry is *approved as a non-profit provider of these services by
the Executive Office of the United States Trustees.
The fee for each
required session, including materials, is $50 for an individual and
$75 for a couple. We do not refuse service to anyone based on
their inability to pay. If you feel that the fee is a hardship, please
discuss this with your counselor. The required certificates will be
issued at the conclusion of each session.
*Consumer Credit Counseling Service of
Coos-Curry is approved to issue certificates in compliance with the
Bankruptcy Code. Approval does not endorse or assure the quality of an
agency's services.
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Non-Profit Tax ID #93-0687766
Form 990
Annual Audit |
